Accounting Unlimited

Tax Preparation and Financial Services for Individuals and Businesses
Business Start Up and Payroll and Bookkeeping
Licensed in Life and Fixed Indexed Annuities


Tax Preparation

NO UP FRONT FEES required for tax prep when you take advantage of the bank products we offer. You have your choice for receiving your refund: $ Direct deposit into your bank account $ Loaded onto a Net Spend Visa Prepaid card that can be used year round $ A cashier’s check printed in our office $ Paying the lowest taxes possible (as allowed by law) Our fees are very competitive. We offer in-person appointments, virtual, mobile app or drop off.

Bookkeeping and Payroll

Electronic filing of tax returns, business reports, and tax payments to the IRS and the State of MI. Using financial reports to make sound business decisions Achieving maximum success and profitability in your business Designing and furnishing recordkeeping and accounting systems that help your business function efficiently and profitably. We can suggest many tax and business strategies to help you succeed! Pickup and Delivery Services are available.

Life Insurance and Annuities

Licensed in Life Insurance and Fixed Indexed Annuities as an Independent Agent representing multiple companies. Experienced in legacy planning and assisting with Estates and Trusts. Living Trust services are available.

ABOUT Accounting Unlimited

Accounting Unlimited is a full-service accounting firm located in Indian River, Michigan. Our goal is to provide our clients with professional, high quality service. We view every client relationship like a partnership and truly believe that our success is a result of your success. We are committed to providing close, personal attention to our clients. We take pride in giving you the assurance that the personal assistance you receive comes from years of advanced training, technical experience, and financial acumen. We provide a variety of services including Income Tax Preparation for all types of businesses and individuals, Payroll Reporting, Business startup services, Monthly bookkeeping, Estate and Retirement Planning including Life Insurance and Annuities. Our continual investment of time and resources in professional continuing education, state-of-the-art computer technology, and extensive business relationships is indicative of our commitment to excellence.

Professional Service

Accounting Unlimited can offer a full range of accounting services while giving you the individual attention that you need.

We have 60 Years of Combined Experience

Accounting Unlimited has volumes of experience working through tax and accounting as well as financial issues. We guarantee that your business is in good hands at all times.

Serving Individuals and Businesses

Accounting Unlimited provides support in all areas of business consulting. Let our team guide you with a financial strategy that leads to business growth and success. We have experience in multiple industries for the self-employed or offer CFO services for your business.


Debra J Beebe

Debra J Beebe


[email protected]

I have been preparing income tax returns since 1976. I began with a class from H & R Block in Cheboygan. Since then, I have obtained a BS in Accounting and Business Administration from LSSU graduating in 1990 Magna Cum Laude. Accounting Unlimited was formed in 1990 and is a full service accounting firm. I am registered with the IRS as a RTRP (since 2013) and am able to represent clients before the IRS. I am also Licensed in Life, Health and Fixed Indexed Annuities and am independent dealing with various companies to best suit the needs of my clients. I specialize in preparing Corporation, Partnership, LLC, small business and individual returns. I also offer CFO and consulting services. I also specialize in business start up to get your business set up properly from its’ inception. I am currently a member of the Board of Directors for the Cheboygan Area Arts Council (Opera House).

Jonelle Beebe

Jonelle Beebe

Senior Tax Advisor and Specialist

[email protected]

Jonelle joined Accounting Unlimited in January of 2023. She had been employed with H & R Block as a Senior Tax Specialist since 2007. She prepared in excess of 1,000 returns in 2022. Jonelle specializes in individual, small business and farm tax returns. She is registered with the IRS. Jonelle graduated from NCMC in May of 2020 with an AAS in Business Administration (with highest distinction). She is currently enrolled at LSSU pursuing a BA in Business Administration and Accounting.


Contact Us

4716 Forest Trail

Indian River, MI 49749

(231) 238-1040